What banks can learn from this credit crisis
By Francisco González
There has been an increasing disconnection between the real and financial economies in the past few years. The real economy has grown at a brisk pace but nothing like that of the financial economy, which grew even more rapidly – until it imploded.
Formidable financial expansion was a response in part to the dynamism of economic activity and in part to a prolonged period of low interest rates. But there has also been the rise in securitisation and the development of structured investment vehicles, conduits, hedge funds, private equity, leverage loans and the like. These were probably the biggest stimulus to the credit multiplier.
The process has been driven by agents that have grown up (and made big profits) in unregulated areas without taking into account the basic principles of prudence and risk management. Some have been non-bank intermediaries. Others have been banks that have used different off-balance sheet vehicles to duck and dive through the regulations in order to join the party.
A clear underestimation of risk and huge flows of finance have been the results. In turn these have fed an unsustainable level of leveraging and asset inflation. The financial community ought to draw conclusions from all this in order to re-establish the normal functioning of the markets.
Regulators and supervisors need to get closer to the activities of unregulated agents that may have a strong bearing both on markets and on regulated firms.
The main question, however, is how to make sure that the activities of high-risk-taking agents do not contaminate the balance sheets of the traditional banking sector. Because the banking sector has a fundamental role in the payments system, there is a considerable amplification of systemic risks when it is hit. Negative knock-on soon filters through to affect the flows of credit and savings of businesses and individuals.
Moreover, it is the banks that have direct access to the liquidity supplied by the central banks and act as a transmission mechanism for changes in monetary policy.
It is clear that we are not up against a problem of lack of regulation. Any overreaction in this direction would be not only futile but also counterproductive. The real challenge is to apply regulation in the right way. And that means looking again at the use of judgment, procedures and incentives in applying the rules.
Various approaches to this challenge should be examined.
First, dealing with the risks of liquidity and funding. It is obvious that in the short term central banks will need to continue supplying ample liquidity to alleviate tensions in interbank and wholesale credit markets.
But beyond that it is clear that supervisors, auditors, rating agencies and, above all, companies themselves will have to pay a lot more attention to getting liquidity management right. This must include, among other things, the use of rigorous stress-testing scenarios.
Second, the mis-pricing of risk. Risk valuation models have improved enormously in the run-up to the incoming Basel II capital adequacy rules. This crisis, however, has revealed that they have their limitations and that it is the markets that provide the final measure of value. It is a reminder that transparency and prudence in decision-making procedures are just as important as the most sophisticated model.
The third approach that should be examined is making sure the incentives of agents are in line with some basic principles of prudent finance. For example, the crisis in the securitised assets markets suggests that originators should be obliged to retain a significant part of the risk on their own balance sheets.
A further area that needs to be revisited is that of executive compensation schemes, to ensure that in future they adequately reflect performance in the medium and long term.
Fourth, it is necessary to enhance the transparency of the exposures of banks. The Basel pillar III, which deals with market discipline, is a good starting point.
But there are big differences in the internal models used by both banks and supervisors and a great deal of harmonisation is required. Harmonisation of models needs to be part of a much broader process. The nature of the global crisis demonstrates the need for greater co-ordination of what are currently national frameworks of regulation and supervision. Greater dialogue and contact among regulators, supervisors and the industry will be essential if they are to be effective in the future.
Finally, and most importantly, the crisis illustrates once again the relevance and usefulness of principles over and above even the most precise rules. All financial intermediaries’ decisions and actions must be morally and socially acceptable, not just legally enforceable, and should withstand any amount of public scrutiny.
We face a complex set of problems. But the good news is that the crisis has exploded during a phase of robust global economic growth and before it could produce long-lasting damage.
If we all apply what we have learnt, our markets and firms have the resources to overcome the current crisis – as we have overcome others before. This will allow us to move forward towards a stronger financial environment, taking advantage of the new opportunities offered by globalisation and technological advance.
The writer is chairman and chief executive of BBVA
Thursday, February 14, 2008
Monday, February 11, 2008
DEPRESSIONS...
A repeat of the Great Depression is unlikely
By Wolfgang Munchau
How big is the risk of global deflation? Five years ago, central banks led by the US Federal Reserve fretted and cut short-term interest rates aggressively. This time the Fed is largely alone in seeking insurance against the possibility of a deflationary depression. Both the European Central Bank and the Bank of England may ease further. But neither is inclined to follow the Fed into “whatever it takes” territory.
Deflation is the ultimate economic calamity – because of the human and financial misery it brings and the constraints it puts on policy. We fear deflation because of its self-reinforcing effects. If people expect prices to fall tomorrow, they hold back on consumption today. If investors expect falling returns, they hoard cash. This is also known as the liquidity trap.
In his debt-deflation theory, the US economist Irving Fisher explained a truly toxic mechanism that has some potential implications for our own post-subprime world. If a debt crisis coincides with severe deflation, the value of outstanding debt rises even as debt gets repaid. While all this is happening, central banks are constrained in their ability to stimulate the economy by the zero nominal interest rate bind.
But it is important to remember that these destructive mechanisms do not kick in the minute the officially recorded rate of inflation falls a fraction below zero. The deflation we fear is a large slump in the price level and a permanent shift in price expectations. During the Great Depression, the US wholesale price index fell by 33 per cent. Such a price fall is not likely in our globalised economy.
So even if a repeat of the Great Depression is unlikely, how about a Small Depression, similar to Japan’s in the 1990s? Popular folklore has it that the bursting of an asset price bubble and a restrictive monetary policy caused that country’s 1990s stagnation. While Japan undoubtedly suffered a fall in consumer prices in the second half of the 1990s, its deflation was relatively mild, with annual prices falling by less than1 per cent. More important, these price falls did not produce nearly as many of those toxic self-reinforcing effects that were in evidence during the early 1930s.
A far more plausible explanation of Japan’s lost decade is that by Professors Fumio Hayashi and Edward Prescott* who explain it in terms of weak factor productivity growth. When productivity falls, so does an economy’s long-run real interest rate. And when that happens, the effect of monetary policy stimulus is accordingly reduced. An examination of credit conditions and flow of funds data led them to conclude that a credit crunch might have contributed to Japan’s economic misery only briefly from late 1997 to early 1998, but cannot explain a whole decade of low growth.
Is there a risk that the US will suffer a Japanese-style lost decade? Of course, but for different reasons. US growth will slow as the savings rate needs to rise. For a country with an unsustainable current account deficit, this is necessary and inevitable adjustment, not a catastrophic event against which one should seek insurance. In terms of its structural characteristics, the US economy is not comparable to Japan in the 1990s and even less comparable to the US in the 1930s. US productivity growth is much higher than Japan’s and much of Europe’s.
That said, there is one scenario that could produce a 1930s-style deflationary depression in the US: a large-scale financial meltdown. By that I mean a situation in which the financial sector would cease to fulfil one of its basic functions: to provide liquidity to the real economy. But surely, lower central bank interest rates today could neither prevent such a scenario from happening, nor provide any comfort to an economy when it has no physical access to credit.
In the eurozone, deflation is not likely either. There is no comparable indebtedness problem, except perhaps in Spain; no property crash, except in Spain and Ireland; and a relatively robust financial sector. Of course, the eurozone is not decoupled from the global economy.
The UK is perhaps more vulnerable, because of the relatively large size of the financial sector in the economy, an over-reliance on a property market that is about to deflate, and chronically low productivity growth in non-financial sectors. There is now clearly the possibility of a severe and prolonged recession, followed by a long period of low growth.
So the risk of a global deflationary depression is small. But might it still not be worth insuring against? The trouble is that such “insurance” does not come in the form of a “price” but in the form of additional risk – of future inflation and financial instability. Last week, 10-year US Treasuries bonds yielded a mere 3.7 per cent, a rate below the actual rate of US consumer price inflation. In the event that the US recession turns out to be unexpectedly shallow and short (not very probable in my view, but vastly more probable than a deflationary depression), yields may well shoot up to 6 or 7 per cent. So the “price” for avoiding deflation may be a bond market meltdown, your quintessential financial crisis.
The rise in interest rates implicit in such a scenario would then give us a valid reason to fret about the future.
By Wolfgang Munchau
How big is the risk of global deflation? Five years ago, central banks led by the US Federal Reserve fretted and cut short-term interest rates aggressively. This time the Fed is largely alone in seeking insurance against the possibility of a deflationary depression. Both the European Central Bank and the Bank of England may ease further. But neither is inclined to follow the Fed into “whatever it takes” territory.
Deflation is the ultimate economic calamity – because of the human and financial misery it brings and the constraints it puts on policy. We fear deflation because of its self-reinforcing effects. If people expect prices to fall tomorrow, they hold back on consumption today. If investors expect falling returns, they hoard cash. This is also known as the liquidity trap.
In his debt-deflation theory, the US economist Irving Fisher explained a truly toxic mechanism that has some potential implications for our own post-subprime world. If a debt crisis coincides with severe deflation, the value of outstanding debt rises even as debt gets repaid. While all this is happening, central banks are constrained in their ability to stimulate the economy by the zero nominal interest rate bind.
But it is important to remember that these destructive mechanisms do not kick in the minute the officially recorded rate of inflation falls a fraction below zero. The deflation we fear is a large slump in the price level and a permanent shift in price expectations. During the Great Depression, the US wholesale price index fell by 33 per cent. Such a price fall is not likely in our globalised economy.
So even if a repeat of the Great Depression is unlikely, how about a Small Depression, similar to Japan’s in the 1990s? Popular folklore has it that the bursting of an asset price bubble and a restrictive monetary policy caused that country’s 1990s stagnation. While Japan undoubtedly suffered a fall in consumer prices in the second half of the 1990s, its deflation was relatively mild, with annual prices falling by less than1 per cent. More important, these price falls did not produce nearly as many of those toxic self-reinforcing effects that were in evidence during the early 1930s.
A far more plausible explanation of Japan’s lost decade is that by Professors Fumio Hayashi and Edward Prescott* who explain it in terms of weak factor productivity growth. When productivity falls, so does an economy’s long-run real interest rate. And when that happens, the effect of monetary policy stimulus is accordingly reduced. An examination of credit conditions and flow of funds data led them to conclude that a credit crunch might have contributed to Japan’s economic misery only briefly from late 1997 to early 1998, but cannot explain a whole decade of low growth.
Is there a risk that the US will suffer a Japanese-style lost decade? Of course, but for different reasons. US growth will slow as the savings rate needs to rise. For a country with an unsustainable current account deficit, this is necessary and inevitable adjustment, not a catastrophic event against which one should seek insurance. In terms of its structural characteristics, the US economy is not comparable to Japan in the 1990s and even less comparable to the US in the 1930s. US productivity growth is much higher than Japan’s and much of Europe’s.
That said, there is one scenario that could produce a 1930s-style deflationary depression in the US: a large-scale financial meltdown. By that I mean a situation in which the financial sector would cease to fulfil one of its basic functions: to provide liquidity to the real economy. But surely, lower central bank interest rates today could neither prevent such a scenario from happening, nor provide any comfort to an economy when it has no physical access to credit.
In the eurozone, deflation is not likely either. There is no comparable indebtedness problem, except perhaps in Spain; no property crash, except in Spain and Ireland; and a relatively robust financial sector. Of course, the eurozone is not decoupled from the global economy.
The UK is perhaps more vulnerable, because of the relatively large size of the financial sector in the economy, an over-reliance on a property market that is about to deflate, and chronically low productivity growth in non-financial sectors. There is now clearly the possibility of a severe and prolonged recession, followed by a long period of low growth.
So the risk of a global deflationary depression is small. But might it still not be worth insuring against? The trouble is that such “insurance” does not come in the form of a “price” but in the form of additional risk – of future inflation and financial instability. Last week, 10-year US Treasuries bonds yielded a mere 3.7 per cent, a rate below the actual rate of US consumer price inflation. In the event that the US recession turns out to be unexpectedly shallow and short (not very probable in my view, but vastly more probable than a deflationary depression), yields may well shoot up to 6 or 7 per cent. So the “price” for avoiding deflation may be a bond market meltdown, your quintessential financial crisis.
The rise in interest rates implicit in such a scenario would then give us a valid reason to fret about the future.
Friday, February 8, 2008
SUBPRIMES...
es analystes de la place francfortoise peuvent souffler. La Deutsche Bank a confirmé, jeudi 7 février, avoir été épargnée au quatrième trimestre 2007 par la crise des crédits hypothécaires américains, les fameux subprimes. La première banque privée outre-Rhin n'a supporté, au dernier trimestre, que de faibles dépréciations, "moins de 50 millions d'euros".
OAS_AD('Middle1');
Au troisième trimestre, la Deutsche Bank avait annoncé que les charges liées aux subprimes lui avaient coûté 2,2 milliards d'euros. Depuis, son patron, Josef Ackermann, avait maintes fois affirmé en avoir fini avec les subprimes ; mais la rumeur d'un avertissement sur résultats et les pertes enregistrées par ses concurrentes, la suisse UBS et l'américaine Citigroup, avaient alarmé les marchés ces dernières semaines. La Deutsche Bank étant très présente dans les activités de banque d'investissement aux Etats-Unis, elle se trouve naturellement exposée à la tourmente du crédit immobilier américain.
"La capacité de résistance que nous avons montrée en 2007 nous donne de l'assurance pour le futur", s'est réjoui M. Ackermann. Le patron a d'ailleurs annoncé des résultats meilleurs que prévu pour 2007. L'an passé, Deutsche Bank a enregistré un nouveau record, avec un bénéfice net de 6,5 milliards d'euros, en hausse de 7 %. Le résultat avant impôts a atteint 8,7 milliards, soit un rendement de ses fonds propres de 29 %.
PAS DE RACHAT DE LA GÉNÉRALE
Ces bons résultats n'ont pas empêché quelques mauvaises nouvelles. Au dernier trimestre de 2007, le bénéfice net de la banque a dégringolé de 47 % sur un an. Les activités de banques d'investissement, en particulier, ont payé un lourd tribut à la crise financière. Le bénéfice imposable de ce secteur- clé de la Deutsche Bank a chuté de 43 % entre octobre et décembre. "Les inquiétudes sur la crise des subprimes persistent, a rappelé M. Ackermann. Et les tensions sur les marchés vont se poursuivre." La banque a toutefois maintenu ses objectifs pour 2008 d'un bénéfice imposable de 8,4 milliards d'euros.
M. Ackermann n'a pas manqué d'aborder le dossier Société générale. Après avoir appris les mésaventures de sa consoeur, qui a perdu près de 5 milliards d'euros à cause des placements irréguliers de l'un de ses traders, la banque allemande a lancé un audit de ses systèmes de contrôle, dont les résultats devraient bientôt être connus. Le patron reste prudent sur les risques encourus par la Deutsche Bank : "J'aimerais dire que c'est inconcevable dans notre établissement, mais je ne peux pas l'exclure."
Selon M. Ackermann, aucun rachat de la banque française n'est au programme. La Deutsche Bank se montre en revanche intéressée par Postbank, la filiale bancaire de la Deutsche Post, qui pourrait être cédée cette année. "Nous pensons que cela pourrait être une bonne solution pour l'Allemagne", a-t-il expliqué. D'autres banques sont déjà sur les rangs, dont le deuxième établissement allemand la Commerzbank.
OAS_AD('Middle1');
Au troisième trimestre, la Deutsche Bank avait annoncé que les charges liées aux subprimes lui avaient coûté 2,2 milliards d'euros. Depuis, son patron, Josef Ackermann, avait maintes fois affirmé en avoir fini avec les subprimes ; mais la rumeur d'un avertissement sur résultats et les pertes enregistrées par ses concurrentes, la suisse UBS et l'américaine Citigroup, avaient alarmé les marchés ces dernières semaines. La Deutsche Bank étant très présente dans les activités de banque d'investissement aux Etats-Unis, elle se trouve naturellement exposée à la tourmente du crédit immobilier américain.
"La capacité de résistance que nous avons montrée en 2007 nous donne de l'assurance pour le futur", s'est réjoui M. Ackermann. Le patron a d'ailleurs annoncé des résultats meilleurs que prévu pour 2007. L'an passé, Deutsche Bank a enregistré un nouveau record, avec un bénéfice net de 6,5 milliards d'euros, en hausse de 7 %. Le résultat avant impôts a atteint 8,7 milliards, soit un rendement de ses fonds propres de 29 %.
PAS DE RACHAT DE LA GÉNÉRALE
Ces bons résultats n'ont pas empêché quelques mauvaises nouvelles. Au dernier trimestre de 2007, le bénéfice net de la banque a dégringolé de 47 % sur un an. Les activités de banques d'investissement, en particulier, ont payé un lourd tribut à la crise financière. Le bénéfice imposable de ce secteur- clé de la Deutsche Bank a chuté de 43 % entre octobre et décembre. "Les inquiétudes sur la crise des subprimes persistent, a rappelé M. Ackermann. Et les tensions sur les marchés vont se poursuivre." La banque a toutefois maintenu ses objectifs pour 2008 d'un bénéfice imposable de 8,4 milliards d'euros.
M. Ackermann n'a pas manqué d'aborder le dossier Société générale. Après avoir appris les mésaventures de sa consoeur, qui a perdu près de 5 milliards d'euros à cause des placements irréguliers de l'un de ses traders, la banque allemande a lancé un audit de ses systèmes de contrôle, dont les résultats devraient bientôt être connus. Le patron reste prudent sur les risques encourus par la Deutsche Bank : "J'aimerais dire que c'est inconcevable dans notre établissement, mais je ne peux pas l'exclure."
Selon M. Ackermann, aucun rachat de la banque française n'est au programme. La Deutsche Bank se montre en revanche intéressée par Postbank, la filiale bancaire de la Deutsche Post, qui pourrait être cédée cette année. "Nous pensons que cela pourrait être une bonne solution pour l'Allemagne", a-t-il expliqué. D'autres banques sont déjà sur les rangs, dont le deuxième établissement allemand la Commerzbank.
Monday, February 4, 2008
ERMENI YALANLARINA DAIR...
Kahire eski büyükelçisi AK Parti Düzce Milletvekili Yaşar Yakış, 1. Dünya Savaşı sırasında Osmanlı ordusundaki Ermenilerin durumunu anlattı. Düzce Sanayici ve İşadamlarının (DÜSİAD) Mısır’a düzenlediği geziye katılan eski dışişleri bakanı ve Kahire eski büyükelçisi AK Parti Düzce Milletvekili Yaşar Yakış 1. Dünya Savaşı sırasında Filistin cephesinde İngilizlere karşı savaşarak esir düşen binlerce Türk askeri gibi 88 Ermeni’nin de hastane ve esir kamplarında İngilizler tarafından öldürüldüğünü ya da ölüme terk edildiklerini söyledi.Yakış, ölen Türk askerleri gibi Ermenilerin de isimlerinin Kahire’deki Türk büyükelçiliğinde bulunduğunu belirtti.Yakış’ın yanı sıra Düzce Milletvekili Celal Erbay, Düzce Belediye Başkanı Mehmet Keleş ve Düzceli 20 işadamı DÜSİAD’ın organizesinde Kahire ve İskenderiye’ye gezi düzenledi. Gezi süresince Osmanlılardan Memlüklere, Tulunoğullarından Eyyübilere, Kahire’nin yaklaşık 1.200 yıllık Türk geçmişine ait eserler gezildi, iş görüşmeleri yapıldı. Gezi sırasında gruba rehberlik yapan Yakış, hem Mısır’daki Türk ve Osmanlı varlığı konusunda ilginç bilgilendirmelerde bulundu hem de Türkiye’nin Kahire’deki en sevilen büyükelçisi olmasının tesadüf olmadığını ortaya koydu:Osmanlı saflarında 88 Ermeni: 1. Dünya Savaşı sırasında Filistin cephesinde İngilizlere esir düşen binlerce Türk askeri, bakımsızlıktan ve kasıtlı olarak hastanelerde ve esir kamplarında öldürülürken, bunlar arasında Osmanlı saflarında çarpışan 88 Ermeni de bulunuyordu. Bu savaşta Moritanya’dan gelerek Türkiye’nin saflarında savaşan Mevaşi kabilesi mensupları da vardı. Daha sonra bu kabilenin kalanları Atatürk tarafından Adana’nın Kozan ilçesine yerleştirildi.İngiliz komutanın keşfettiği Ressam Hidayet, ağabeyi Filistin cephesinde çarpışırken İngilizlere esir düşer ve annesi tarafından Mısır’a gönderilerek akıbetini araştırmasını ister. Henüz 15’inde olan Hidayet, İngiliz karargâhına gider ve ağabeyini sorar. Beklerken de masada bulunan kağıtlara resim çizer. Bunu fark eden İngiliz komutan, hem Hidayet’i üzmemek hem de oyalamak için, bilgi alamadığını söyler. Birkaç hafta Hidayet gidip gelirken, İngiliz komutan da o gelince kasıtlı olarak masaya kâğıtlar bırakır ve saatlerce orada oyalar. Bir gün İngiliz komutan Hidayet’e gerçeği anlatır; fakat para karşılığı İngiliz askerlerinin resmini çizmesini teklif eder. Hidayet, kabul eder ve çok iyi para kazanır. Daha sonra kraliyet ailesi onu himayesine alır.Kahire’de bir Lazoğlu: Günümüzde İçişleri Bakanlığı ve Mısır İstihbarat Birimi’nin bulunduğu Lazogli Meydanı’nın ilginç bir öyküsü var: Kavalalı Mehmet Ali Paşa’nın en güvendiği isim olan mali işlerden sorumlu Lazoğlu Muhammed Bey öldükten sonra Mehmet Ali Paşa’nın torunu Tevfik Paşa, kendi döneminde onun heykelini yapmak ister. Fakat heykelini yapacak olan Fransız ressam ona ait hiçbir resim bulamaz. Fransız ressam bir gün sokakta bir arkadaşıyla yürürken, arkadaşı yoldan geçen birini gösterir, ‘İşte Lazoğlu’ diyerek ona benzeyen birini gösterir. Sırtında su taşıyan bu kişiyi resmeden Fransız ressam, heykelini de meydana diker.Şivekâr’ın intikamı: Prens Fuad, kısa yoldan kral olabilmek için zengin bir ailenin kızı olan Şivekâr’la evleniyor. Ancak bir gün Şivekar’ın ağabeyi Fuad’la tartışır ve tabancısını çekerek ateşler. Kurşun Fuad’ın boğazını sıyırır ve Fuad sesi kısık biri olarak kalır. Bunun üzerine Şivekâr boşanır ve daha sonra İstanbul’da bir bankada çalışan İlhami Bey’le evlenir. Fakat İlhami Bey’in askere alınması gerekir. Şivekâr, kocasının askere alınmamasını ister, aksi takdirde Türk elçiliğine verdiği binayı geri alacağını söyler. İsteği reddedilir ve bugün Mısır’da başbakanlığın olduğu bina, Türk elçiliğinin elinden alınır.Kraliyet ailesinin mallarına el konuldu: Mısır, 1964’te aldığı bir kararla 1952’de devirdikleri krallığa mensup ailenin tüm mallarını da devletleştirdi. Türk soyundan gelen kraliyet ailesinin mensupları ülkeden çıkarıldı. Kraliyet ailesine mensup erkeklerin çoğunluğu İstanbul’da, kadınların da çoğunluğu Kahire’de kaldı. Bu da açılan davalarda ilginç mahkeme kararlarının çıkmasına sebep oluyor. Mısır kanunları erkeği üstün tutarken, Türk yasaları daha fazla kadınları koruyor. Bu durumda açılan mahkemelerde Mısır mahkemeleri Türkiye’den açılan davaları haklı bulurken, Türk mahkemeleri de Mısır’dan açılan davaları haklı buluyor. Bu arada İstanbul’da yaşayan 87 yaşındaki Neslişah Sultan da Mısır Hidivi 2. Abbas’ın oğlu Prens Abdulmunim’le evli olduğu için Mısır’da da bazı mülklere sahip. Ancak, bu mülkler üzerinde hak iddia edebilmesi için bu ailenin bir süre Mısır’da yaşaması gerekiyor ve Neslişah Sultan da her yıl bir süre Mısır’da kalıyor.Kahire’deki İslam eserlerinin yaklaşık yüzde 80’i Memlüklerden kalma. Memlükler dünyada Türk ismini kullanan ilk Türk devleti. Osmanlının tersine Memlüklerde idare her zaman Türklerde olmuştur.
Tuesday, April 24, 2007
life in the hereafter is more important
LIFE IN THE HEREAFTER IS MORE IMPORTANT
Esselâmu alaykum wa rahmatullàhi wa barakâtuhu!..
Dear Brothers and Sisters,
With love to fill the hearts, affection to fill the earth and heavens, peace and blessings of Allah to encompass you all, and with good wills and prayers I start today's discourse. May Almighty Allah bless you all and be pleased with you. May He grant you honor and happiness in this world and in the hereafter.
We are visiting a friend. I asked him to open a page of the Hadith in the name of Allah. He did, and I would like to read some ahadith from that page.
a. There is no goodness but in the hereafter
The first hadith I would like to read was narrated by Anas RA and included in the famous authentic collections by Bukharî, Muslim, Abû Dawud, Tirmidhî, and Nasaî. It is also included in the collections of Imam Ahmad ibn-i Hanbal and Tahaî. The Prophet SAS said:
RE. 185/11 (Allàhumma lâ khayra illâ khayrul-âkhirah --wa fî lafzin lâ aysha illâ ayshul-akhirah-- Faghfir lil-ansàri wal muhâjirah) Sadaqa rasûlallàh, fî mâ qàl, aw kamâ qàl.
Our beloved Prophet said: (Allàhumma) "O my Allah! (Lâ khayra) There is no goodness (illâ khayrul-âkhirah) except for the goodness in the hereafter." A person may attain something good in this world for this world, yet this life is very short. The life in the hereafter is endless. That is why this life, even centuries, will be so short and insignificant compared to the life in the hereafter. The blessings for this world would become insignificant in comparison to the blessings in the hereafter. The most important blessings and goodness are in the hereafter.
If a person receives something good in this world yet gets no goodness in the hereafter, he would be in a terrible state. The disbelievers and infidels will have that state, so will the Pharaohs Namroods, idol-worshippers, hypocrites, and oppressors. They may enjoy some of the pleasures and joys of this world, yet it has no significance when compared to the eternal life of the hereafter. The goodness, the comfort and the happiness in the hereafter are the most important.
In another narration of the same hadith, these words are added: (Lâ aysha illâ ayshul-akhirah) "There is no good life except for the one in the hereafter." What matters is the life in the hereafter.
We must keep these words in mind and remember them often. The goodness has to be in the hereafter. It is more important than the goodness in this world. Small benefits, worldly gains and pleasures are so insignificant in comparison to the ones in the hereafter. A believer should not be tempted by these worldly gains to endanger his life in the hereafter. On the contrary, he should prefer what is more beneficial for the hereafter.
These are the words of the Prophet who never told a lie. It is the truth, for the life passes so quickly like the blow of the wind. It feels like the entire life of 60, 70 or 80 years passes in the wink of the eye. A portion of it is spent in childhood; another portion, in old age. A great deal is consumed by the night-time sleep; another portion, in the rush of daily business. Some days will be spent in happiness; some, in sorrow. One way or another, it does not have much significance.
What is important is earning a good life in the hereafter. We are Muslims, and we believe in the hereafter: (Wal ba'su ba'dal-mawti haqqun, wal jannatu haqqun, wan-nâru haqqun) "There will be life in the hereafter after death, there will be Paradise, and there will be Hellfire." How nice it is to deserve Paradise and to enter paradise. What a pity for those who lose Paradise and enter Hellfire. It is a terrible disaster.
That is why we must keep it in mind. We must do all we can to earn the goodness in the hereafter.
You may ask: "Could you please briefly tell us what we must do in order to earn the goodness in the hereafter? We have trouble in remembering long explanations." My response would be this: 1. Carry out your worship (ibadah), 2. Abstain from sinful deeds, and 3. Improve your conduct and manners (akhlâq).
Allah loves those who worship Him and rewards them in plenty. He grants great rewards for those who offer prayers, fast in Ramadan, pay zakah, perform Hajj, give for charity and spend on good works. He makes them happy in the hereafter. We must accept the orders of Allah and carry out these orders the best way we can.
Almighty Allah also loves those who abstain from the wrong deeds and sinful acts. Such an abstinence is called taqwa and wara'. Not tending to the pleasures of this world is called zuhd. For instance, the name of our late teacher was Mehmed Zâhid--it is in fact Muhammed Zâhid. Zâhid means a person who have realized the insignificance of this world and turned to earning a good life in the hereafter with all his might. Take the name of our late teacher as a token for you, so you may remember what to do.
Because Almighty Allah loves those who carry out the ibadah, we shall do the ibadah to earn His love. Also, because He loves those who stay away from the offenses and misdeeds, we shall stay away from the offenses and misdeeds to deserve His love. Almighty Allah loves those who have good manners, so we shall improve our manners and conduct to earn His love. He does not like those who have ill manners, and He punishes them. That is why we shall stay away from them.
As you see, it is easy to remember these three principles: Doing the ibadah, staying away from the offenses, and improving the manners. These are the fundamentals of our path.
Do your ibadah; pay utmost attention to your daily prayers, Friday prayers, fasting, pilgrimage, umrah, zakât, zakât and zakât. The sincerity and loyalty of a Muslim is manifested through his spending for charitable good causes. You should be able to spend in the way of Allah some of your earnings that you hat to sweat to get it. You will keep thirty-nine portions and spend only one portion. Still, a great majority of your earnings will remain with you, but you should not forget about the poor, the weak, and those who are oppressed.
You must take a stand against the oppressors, but on the side of the oppressed and of the poor. You must love the poor and the deprived and visit them. You must share their feelings, shed tears with them, and be their helper. You must support them, feed them, pay the school expenses of their children, and do other things to help them.
Islam is not mere talk. While you live here in comfort and affluence and sometimes suffer from over-eating, there are people in other places who do not have any water to drink. There are various parts of the world that has no rain. People live in such deserts. Think about them.
The civilization has already found solutions to the scarcity of water. Deep wells are drilled and ground water is pumped up. If they want, they can establish cities in the middle of the desert. In other words, money solves such problems. We see in Australia that they establish cities anywhere they want. There is intense heat, yet they use air-conditioners to cool the buildings. They bring water for people and for irrigation. If they see that it is beneficial, they do not mind spending money on such services. Money works wonders. That means paying zakât is very important.
Spending money in the way of Allah is important. We do not "worship" money; we know that it is a tool to do good deeds. We must spend it in the way of Allah to earn a good life in the hereafter.
In addition to doing the ibadah, staying away from misdeeds is very important for all of us. Unfortunately all of the offenses and sins are very attractive for a person. The worldly pleasure in them allures the nafs, and then the person commits the sin. The person drinks alcohol uses other intoxicants, steals something and says, "I could not resist!"
The person gambles with a strong ambition of winning and loses all he has. Then he starts thinking about what he is going to take home to feed his family. The consequences of all of these offenses are well known; that is why Islam prohibits them. Drinking and gambling are not permitted in Islam. Any substance that alters the mind and intoxicates the uses, be it in a liquid, solid or smoke form, is prohibited.
Staying away from sinful deeds is very important. To be a good and virtuous person, we must avoid all kinds of offenses.
The third principle is improving the manners. Code of conduct (akhlâq) is a social phenomenon. Although a person has some responsibilities towards himself, the code of conduct regulates the person's interactions with other individuals. The conduct of a person, his manners, can be classified into two groups: Good manners and bad manners. The good manners must dominate in a person.
We must study books and learn what the good manners and characters are. We must practice them, teach our children. We must abandon the bad manners and help our children abandon them as well. We must try with all our might to improve our character, manners, and conduct in a continuous way.
All things need maintenance. Your car needs fuel, water, and oil. If it is not cared regularly, it does not work properly. Your house needs maintenance. Its roof, windows, chimneys, plumbing and other parts need regular care. If the maintenance is neglected, it leaks or drips. You may have to call a repairman to fix it.
People need continuous care, too. A person’s faith (iman) can become shaky and loose because of the offenses he commits. He has to renew his faith. We must seek forgiveness one-hundred times a day saying "Astaghfirullah" and renew our faith one-hundred times saying "Lâ ilâha il-lallah." We must do dhikr saying, "Allah, Allah, Allah, ..." many many times. We must recite prayers (salât-u-selâm) on Prophet Muhammad, and recite Qur'an in plenty. If a person does not know how to read Qur'an, he can recite Suratul Ikhlâs (Qul huwallalahu ahad...) one hundred times a day, for one recital of this surah is as rewarding as the recital of one third of the entire Qur'an. These are the recommendations of our teachers, perfect guides and shaikhs that are based on the Qur'an and the Ahadith of the Prophet Muhammad.
We shall do all of these to prepare ourselves for the life in the hereafter because the Prophet said that the goodness in the hereafter is the most important.
b. The Battle of The Ditch
In the second part of the hadith, the Prophet said: (Faghfir lil-ansàri wal muhâjirah) "Have mercy and help both the Ansar and the Muhâjirîn." This is a very poetic statement, a prayer:
Allàhumma lâ khayra illâ khayrul-âkhirah, Faghfir lil-ansàri wal muhâjirah
Here the Ansar are the residents of Madina who helped the Prophet and Muslims who immigrated to Madina. They welcomed them, supported them, and provided an environment for Islam to grow and get stronger against its enemies. Those who immigrated to Madina are called the Muhâjirîn. They were subject to oppression and mistreatment in Mecca, so they emigrated to the safe city Madina. Muhâjir is the singular form meaning "immigrant." The plural form (jam-i mudhakkar-i sâlim) of Muhâjir is Muhâjirîn. Here the Prophet uses another plural form: Muhâjirah--with a round "T" in the end of the word. The Prophet asked maghfirah for both the Ansar and the Muhâjirîn.
This is an authentic hadith. It is included in Bukharî, Muslim, Abû Dâwud, Tirmidhî and Nasaî. It was narrated by Anas RA. It was uttered during the preparations for the Battle of the Ditch.
During those days Muslims in Madina were in a rush because the Quraish was coming to Madina with a large army to destroy the city. They were defeated in the Battle of Badr, yet this time they mustered support from neighboring tribes and formed a strong army. They wanted to wipe out Muslims and Islam from the face of the earth. Muslims were fewer in number and weaker in supplies. They had to do something not to be defeated.
Salman-ul-Farisî RA said: "In Iran, we used to dig a ditch around a town when we defended it. Let us dig a ditch around Madina."
I must describe the geographical position of Madina. It is located in a valley, yet it is encircled with volcanic rocks. These rocks resemble the scoria left when the coal is burned. Imagine large pieces of scoria piled up to the knees and firmly attached to the ground and to one another. These are called "harra," and there are names such as Harra-i Sharqiyya and Harra-i Gharbiyya.
You may wonder how these rocks are formed. In my opinion, petroleum flooded the ground and sands, and then a fire broke out. The fire generated intense heat that melted the sand. The remains of the oil, sand and soil formed the scoria. These rocks have very sharp points that make it impossible to walk on them because these sharp points could cut the feet. It is hard to find a spot to step on. These rocks do not let any camel, horse or human being pass them. Madina is encircled with such rocks.
In our era, men have built powerful machines graders, bulldozers, excavators and alike. When they dig the ground with these machines, they find fine sand underneath these rocks. That means these rocks do not have roots. I conclude that as a result of some seismic activity, the petroleum, heavy oil, surfaced through the cracks of the land and flooded the soil and sand. Then it was burnt. The residues formed the scoria. Since it was spread over the soil and sand, one can find sand about one meter below the surface. I noticed this at many locations and I showed it to my friends.
I read in Islamic history books about a fire. When I read it first, it sounded like an epic, a fairy-tale. Later on I realized how it could be. The books give a date and state, "A giant fire broke out near Hijaz and continuously burned for a week or two. People were afraid that it was the end of the world. They all prayed." These are all recorded.
As you know, one of the signs of the end of this world and the Day or Resurrection is that a giant fire will brake out and push people away. Because of this, people in Hijaz taught that the Day of Resurrection was near. It was such an intense fire.
I believe that the rocks around Madina are the results of such a fire. These rocks provide a natural shield for the city. No soldiers would dare to go over these rocks. If they attempted, they would be eliminated in no time. There is passageway, though. Today, the Seven Masajid are located in the beginning of this passage. If they had dug a ditch on the passageway, the passage would have been blocked. There would be no easy way for the enemy to penetrate into the city. The Harra rocks would not let anybody pass. The mountains would be difficult for the enemy because it is hard work and they could be pushed back easily. They decided to dig a ditch on the passageway.
There are many ahadith about digging the ditch, which are full of lessons. Please open your books and read about the Battle of the Ditch today or tomorrow. Asim Koksal Khodjaefendi--may Allah bless and reward with Paradise--was a great scholar and Sufi. He wrote a book titled History of Islam. It was printed many times. You must have it in your library. Open it up and read about the Battle of the Ditch.
One of the interesting events in the Battle of the Ditch is the following: While the Prophet and his companions were digging the ground, they found large rocks that were impossible to break with the tools they had. The Prophet got the tool--it could be a pick [or a sledge hammer]-- and pounded on the rock. A spark came out of the rock. He pounded once more. Another spark came out. He pounded for the third time, and another spark came out. He said: "With this spark, I saw that the Sâsânîd Empire, Zoroastrian State, Byzantine Empire, Byzantine lands, the eastern parts, the western parts and the northern parts of Byzantine were conquered by Muslims."
Upon this statement, some disbelievers said, "Look at him! Soon they will be destroyed totally. When the Quraish army arrives in, these will be slaughtered. Still their leader--they meant the Prophet--claims that they will gain victories over major states in the world. It is ridiculous."
We now know that it was not ridiculous. It was a prophecy, a promise of Almighty Allah. It was one of thousands of proofs of the prophethood to make this statement at a time that people's hopes had diminished and that it had become a matter of life and death for the infant Muslim nation.
At that time, the companions had a very difficult time. Hunger, intense heat, tiredness are to name a few. It was not easy to dig the ditch. During that time the Prophet prayed: "The goodness is only in the hereafter. The life in this world is full of hardship, struggle, worries, and dangers. But our main concern is the hereafter. My Lord, have mercy on the Ansar and Muhajirah, and forgive them their mistakes."
Verily, every human being could have some shortcomings and mistakes. The Prophet asked for forgiveness and help for all.
As you know, the Army of the Quraish could not enter Madina because the ditch was impossible to pass. Muslims successfully defended the city, and the Army of the Quraish had to turn back in misery. There was also a sand storm to add to their misery.
This prayer is uttered at that time, yet it has a lesson for us. We learn that the goodness is in the hereafter, and we must work with all our might to earn a good life in the hereafter. We also lean that there may be hardship in this life. The most beloved servants of Allah, the Prophet and his companions, had so much hardship in their lifes. Who are we? Who am I? Who are you? We live in the 20th and 21st century. We came to this world hundreds of years after them. [We live in comfort and abundance.] No doubt, almighty Allah will reward them with the greatest rewards.
We may have to face difficulties, too. These are tests from Allah. Almighty Allah tests us with difficulties to reveal how sincere and strong our faith is. He expects us to hold onto our faith and to live as good Muslims. Thus hardship and difficulties keep keep coming to Muslims. We must be patient to receive the rewards.
Almighty Allah provides victory, happiness and salvation as a result of the patience and perseverance. This is obvious in the history of Islam, the early period of Muslims, latter periods and in their becoming a major force to dominate the world. Yes, whenever people helped Allah, i.e., whenever they helped the religion of Allah... Almighty Allah does not need any help, yet by His grace, he puts it in these words:
(In tansurullàha yansurkum wa yusabbit aqdâmakum) "If you help Allah, Allah helps you in turn." (Muhammad: 7) In fact, Allah does not need any help. It is jest for His servants. It means, "If you help the religion of Allah, you will attain rewards."
Allah's religion needs help in this world. Allah does not need any help, but Muslims do. They need monetary help, economic help, military help, and political support. They need schools and education. They need everything. That is why we all have to work.
I was in Lion, France some time ago. I was told that there were two French doctors who embraced Islam. I wanted to meet them. They said, they were not there. I asked them where they were. I was told that this couple, husband and wife, take a month of leave every year and go to Afghanistan to do voluntary work. Before they leave they would got to pharmaceutical plants to collect medicine and medical supplies. They would help the mujahids who had gotten wounded while fighting with the Russians. I wonder how many brothers in Turkey did a similar work. It is the manifestation of sincerity.
c. The Prayer of the Prophet for Hadrat Ali
Here is the second hadith for today's discourse. Our beloved Prophet SAS said:
RE. 186/1(Allàhumma a'inhu wa a'in bihî, warhamhu warham bihî, wansurhu wansur bihî. Allàhumma wâli men wâlâhu, wa àdi men àdâhu, ya'nî 'aliyyan.)
This hadith was narrated by Ibn-i Abbas and included in the collections of Tabarânî. The Prophet said: (Allàhumma) "O my Allah, my Lord! (a'inhu) Help him (wa a'in bihî) and provide help with him." That is, "Help him and help Muslims and Islam through him." (Warhamhu) "Treat him with Your mercy (warham bihî) and have mercy on Muslims through him. (Wansurhu) Support him and (wansur bihî) and through him support Islam and Muslims."
(Allàhumma wâli men wâlâhu) "Love those who love him, (wa àdi men àdâhu) show enmity for those who show enmity for him." The Prophet prayed for Hadrat Ali karramallahu wajha,
As you know, Hadrat Ali is the son of Abû Tàlib who is one of the uncles of the Prophet. He is a nephew of the Prophet. Since Abû Tàlib had many children and he had trouble caring for them, the relatives decided to help him by raising the young ones. Consequently, our beloved Prophet took Hadrat Ali while he was a child and raised him as his son. It is a great honor to be raised by the Prophet.
Hadrat Ali was also the first Muslim child. Among the woman, who accepted Islam first was Hadrat Khadîja. Among the men, who accepted Islam first was Hadrat Abu Bakr As-Siddiq. May Allah be pleased with them all. Hadrat Ali is one of the first Muslims. He was raised by the Prophet These all are very honorable things.
Then, the Prophet married Hadrat Ali with Hadrat Fatima and made him his son-in-law. Hadrat Fatima is the best of women who enter paradise. She is the blessed daughter of the blessed Prophet; she is also the mother of believers. She is Fatimat-uz-Zahrâ RA. This made Hadrat Ali closer to the Prophet.
There are also other incidents that added honor to Hadrat Ali's honor. Once the Prophet was leaving for an expedition. He left Hadrat Ali in charge in Madina. Hadrat Ali was a brave man, and he wanted to participate in the expedition. He said, "O Prophet of Allah, are you leaving me with the women and children? I would like to participate in the battle." He was courageous, brave, and strong. He was the "Lion of Allah."
The Prophet said, "Don't you want to be like Aaron helping Moses?"
When Prophet Moses AS was leaving to go to Mount Tur [Sinai], he left his brother Aaron AS to be in charge of his people. Our beloved Prophet made an analogy: "While I take off for an expedition, I leave you here in charge just like Prophet Moses AS left his Brother Aaron AS in charge." He also added to make sure that people might not draw a conclusion that Hadrat Ali was a prophet: "There is no Prophet after me; However, you are my helper just like Aaron AS helped Moses AS."
This is also a great honor for Hadrat Ali. How nice it is! We must draw a lesson here, though: Nobody should claim prophethood and destroy his life in the hereafter. There is no prophet after our beloved Prophet SAS. He is the prophet of the àkhir zaman, i.e., the time till the end of this life. He is the last of the prophets (khàtemur-rusul, khàtemun-nabiyyîn).
We here that some people have such claims these days. They must be insane. They may need psychiatric treatment. When a person sees something extraordinary, he thinks he is elevated spiritually to the level of prophets. It is not like that at all. Yunus Emre stated this nicely:
"Er yarin Hak divâninda belli olur! --The real man will be revealed in the court of Allah."
It does not matter how much you brag about yourself or how above you consider yourself over others. Tomorrow, we all will be gathered in the court of Allah. We shall see how He will treat everybody. Will He reward you or punish you? Will He grant you His mercy, blessing and favor or be angry at you? That is what it counts. What you say about yourself in this world does not count.
I would like to mention another virtue of Hadrat Ali. In Madina Al-Munawwara, the Prophet did something amazing and full of lessons for us. He matched a Muslim among the Ansar of Madina for each Muhajir of Makka and declared them brothers. Muslims who were present there all got paired and held hands. It turned out that their number was odd, so there were no Ansar to match Hadrat Ali. He felt sad and speechless. Our beloved Prophet turned to him and said: "You be my brother." Thus Hadrat Ali became a spiritual brother of the Prophet, which is a great virtue.
Those who love Hadrat Ali have good reasons as I pointed out. Yet we must follow his path. We must lead a life just like Hadrat Ali if we claim to love him. We must be equipped with prayers, supplications, the Qur'an, and a strong faith, and we must be mujahid in the path of Allah to deserve His consent.
There was another incident that shows the virtue of Hadrat Ali. The Muslim army had reached Khaybar. They were going to attack the fortress. The army needed a commander to organize the attacks. The Prophet said: "Tomorrow, I will appoint a commander for the army, and give him the flag. The commander will be a person that he loves Allah, and Allah loves him, too."
Allahu Akbar! Look at the beauty of these words! The Prophet will appoint a commander who loves Allah and Allah loves him! He will appoint a brave person who is also a sincere believer.
It was a restless and long night for some Muslims because they wished to receive the flag. Hadrat Omar ibn-i Khattab RA said later, "I had never wished anything this much before. I wished to be appointed as the commander of the army to attain the commendation of the Prophet."
In the morning, the Prophet looked at the crowd. He skimmed the crowd from one end to the other. Everybody tried to be more visible by keeping his head up. The prophet kept searching with his eyes. He was not going to appoint an ordinary man to be the commander of army; it had to be a special person. It had to be with a divine sign. The Prophet asked: "Where is Ali?"
They said, "He is in his tent. His eye aches. He does not feel good."
"Call him!" said the Prophet.
Hadrat Ali arrived in pain. The Prophet looked at his eye, and touched it. The pain ceased, and Hadrat Ali felt better. The Prophet gave the flag to Hadrat Ali.
We conclude from this incident that Hadrat Ali loved Allah very much and was ready to give his life in the way of Allah. Allah loved him, too.
Hadrat Ali is also among the "Ashara-i Mubash-sharah." The Prophet told ten people while they were alive that they will enter Paradise. They were very special people who would not be spoiled with such a good news. They are known as (al-asharatul mubash-sharatu bil-jannah) "The ten people who were given the good news of entering Paradise." It is abbreviated in a Farisi compound with Arabic words: "Ashara-i Mubash-sharah." Hadrat Ali is among these ten people, so there is no doubt that he will enter Paradise. He was also martyred; that is another indication of entering Paradise. He is like a glittering gem in all aspects. May Allah make him our intercessor on the Day of Judgment. May He keep us on the path of Hadrat Ali. May He make those who love him look like him. May He save us from deviating from the path of Islam and the Qur'an while claiming to love him.
I say these because we see that some people claim to love Hadrat Ali, yet they contradict Islam and the Qur'an. They lead a life in contradiction to the life of the Prophet. I had many talks with them and expressed the matter in my essays. "I am also a descendant of Hadrat Ali; I consider myself the grandchild of the Prophet. Your path is wrong. Turn to the Qur'an. Start offering your salat. Abandon the haram and wine!" I keep telling them, and they know me well.
May Almighty Allah bring us to the line and path that He loves. May He save us from leading a life in contradiction to His consent.
I truly enjoyed reading this hadith. May Almighty Allah make Hadrat Ali our intercessor in the hereafter.
d. Loving Hadrat Hassan and Hadrat Hussain
The next hadith on the same page is, too, like hand-picked. I must say that I have no intention to seek the favor or votes of a group of people. The host of the house opened the page in the book. The Prophet said:
RE. 186/2 (Allàhumma innî uhibbuhumâ fa-ahibbahumâ, wa abghid men abghadahumâ, ya'nil-hasana wal-husayn.)
This hadith was narrated by Abû Hurayra RA and included in the collection of Tabarânî. It is on the 186th page of the hadith book Râmûz-al Ahadith.
(Allàhumma) "Oh my Allah, my Lord, (innî uhibbuhumâ) verily I love these two. (Fa-ahibbahumâ) You love these two, too. (Wa abghid men abghadahumâ) Have anger towards those who have anger towards these two.
It is a great blessing and honor to receive the love of the Prophet and his prayers. The Prophet asked Almighty Allah to love them and to get angry at those who gets angry at them. Allahu akbar!
Who are they? (Ya'nil-hasana wal-husayn.) They are Hadrat Hassan and Hadrat Hussain, the grandchildren of the Prophet who were born to Hadrat Fatima and Hadrat Ali. Our beloved Prophet prayed for them.
I believe I did not complete the second hadith: (Allàhumma wâli men wâlâhu) "O Allah! Love those who love him [Hadrat Ali], (wa àdi men àdâhu) show enmity for those who show enmity for him." The Prophet offered many supplications in favor of Hadrat Ali RA.
The third hadith is about the grandchildren of the Prophet, Hadrat Hasan and Hadrat Husssain RA. He said, "My Lord, I love these two." Of course, they were his grandchildren. He had so much love for them. He had so much love for his daughter Hadrat Fatima RA. When she arrived, he would get up and kiss her forehead. She will be among the honorable ladies in Paradise. "I love these two, and you love them, too," said the Prophet.
The grandchildren of the Prophet, Hadrat Hassan and Hadrat Hussain, deserved the supplications of the Prophet. They both were martyred. One was poisoned, the other one martyred with his family members in Karbala. The way they died is an indication that they will enter Paradise. (Wa abghid men abghadahumâ) "Have anger towards those who have anger towards these two," said the Prophet.
May Almighty Allah give us the opportunity to study the History of Islam, so we have a better understanding of the companions of the Prophet. May Allah instill in our hearts love for all of the companions especially Hadrat Ali, Hadrat Hassan and Hadrat Hussain. May He grant us their intercession in the hereafter. May He honor us with His Beauty in His Paradise and place us in their ranks.
Hadrat Fatima, the mother of the believers, is the queen of the ladies in Paradise. Hadrat Hasan and Hussain are the leaders of the youth in Paradise. O Allah! Make us meet Hadrat Ali, the rightly guided caliphs, the Ashara-i Mubash-shara, and your close friends Awliyaullah in Paradise. Make us meet Abû Bakr-i Siddîq, Omarul Fâruq, Othmân-i Zinnûrayn, Aliyy-i Murtazâ and other blessed elderly in Paradise.
(Bilutfika wa karamika) With your favor and grace (wa bihurmati ismikal a'zam wa a-azzul akram) with the respects for your great name and exalted generosity, (wa innaka ujîbud-da-awât) verily you respond to prayers (wa qàdil hâjât) and judge the needs of mankind, (wa akramul akramîn) and you are the most generous of the generous ones (wa arhamur-râhimîn) and the most merciful of the merciful ones. Let us recite the surah Fatiha.
Esselâmu alaykum wa rahmatullàhi wa barakâtuhu!..
Dear Brothers and Sisters,
With love to fill the hearts, affection to fill the earth and heavens, peace and blessings of Allah to encompass you all, and with good wills and prayers I start today's discourse. May Almighty Allah bless you all and be pleased with you. May He grant you honor and happiness in this world and in the hereafter.
We are visiting a friend. I asked him to open a page of the Hadith in the name of Allah. He did, and I would like to read some ahadith from that page.
a. There is no goodness but in the hereafter
The first hadith I would like to read was narrated by Anas RA and included in the famous authentic collections by Bukharî, Muslim, Abû Dawud, Tirmidhî, and Nasaî. It is also included in the collections of Imam Ahmad ibn-i Hanbal and Tahaî. The Prophet SAS said:
RE. 185/11 (Allàhumma lâ khayra illâ khayrul-âkhirah --wa fî lafzin lâ aysha illâ ayshul-akhirah-- Faghfir lil-ansàri wal muhâjirah) Sadaqa rasûlallàh, fî mâ qàl, aw kamâ qàl.
Our beloved Prophet said: (Allàhumma) "O my Allah! (Lâ khayra) There is no goodness (illâ khayrul-âkhirah) except for the goodness in the hereafter." A person may attain something good in this world for this world, yet this life is very short. The life in the hereafter is endless. That is why this life, even centuries, will be so short and insignificant compared to the life in the hereafter. The blessings for this world would become insignificant in comparison to the blessings in the hereafter. The most important blessings and goodness are in the hereafter.
If a person receives something good in this world yet gets no goodness in the hereafter, he would be in a terrible state. The disbelievers and infidels will have that state, so will the Pharaohs Namroods, idol-worshippers, hypocrites, and oppressors. They may enjoy some of the pleasures and joys of this world, yet it has no significance when compared to the eternal life of the hereafter. The goodness, the comfort and the happiness in the hereafter are the most important.
In another narration of the same hadith, these words are added: (Lâ aysha illâ ayshul-akhirah) "There is no good life except for the one in the hereafter." What matters is the life in the hereafter.
We must keep these words in mind and remember them often. The goodness has to be in the hereafter. It is more important than the goodness in this world. Small benefits, worldly gains and pleasures are so insignificant in comparison to the ones in the hereafter. A believer should not be tempted by these worldly gains to endanger his life in the hereafter. On the contrary, he should prefer what is more beneficial for the hereafter.
These are the words of the Prophet who never told a lie. It is the truth, for the life passes so quickly like the blow of the wind. It feels like the entire life of 60, 70 or 80 years passes in the wink of the eye. A portion of it is spent in childhood; another portion, in old age. A great deal is consumed by the night-time sleep; another portion, in the rush of daily business. Some days will be spent in happiness; some, in sorrow. One way or another, it does not have much significance.
What is important is earning a good life in the hereafter. We are Muslims, and we believe in the hereafter: (Wal ba'su ba'dal-mawti haqqun, wal jannatu haqqun, wan-nâru haqqun) "There will be life in the hereafter after death, there will be Paradise, and there will be Hellfire." How nice it is to deserve Paradise and to enter paradise. What a pity for those who lose Paradise and enter Hellfire. It is a terrible disaster.
That is why we must keep it in mind. We must do all we can to earn the goodness in the hereafter.
You may ask: "Could you please briefly tell us what we must do in order to earn the goodness in the hereafter? We have trouble in remembering long explanations." My response would be this: 1. Carry out your worship (ibadah), 2. Abstain from sinful deeds, and 3. Improve your conduct and manners (akhlâq).
Allah loves those who worship Him and rewards them in plenty. He grants great rewards for those who offer prayers, fast in Ramadan, pay zakah, perform Hajj, give for charity and spend on good works. He makes them happy in the hereafter. We must accept the orders of Allah and carry out these orders the best way we can.
Almighty Allah also loves those who abstain from the wrong deeds and sinful acts. Such an abstinence is called taqwa and wara'. Not tending to the pleasures of this world is called zuhd. For instance, the name of our late teacher was Mehmed Zâhid--it is in fact Muhammed Zâhid. Zâhid means a person who have realized the insignificance of this world and turned to earning a good life in the hereafter with all his might. Take the name of our late teacher as a token for you, so you may remember what to do.
Because Almighty Allah loves those who carry out the ibadah, we shall do the ibadah to earn His love. Also, because He loves those who stay away from the offenses and misdeeds, we shall stay away from the offenses and misdeeds to deserve His love. Almighty Allah loves those who have good manners, so we shall improve our manners and conduct to earn His love. He does not like those who have ill manners, and He punishes them. That is why we shall stay away from them.
As you see, it is easy to remember these three principles: Doing the ibadah, staying away from the offenses, and improving the manners. These are the fundamentals of our path.
Do your ibadah; pay utmost attention to your daily prayers, Friday prayers, fasting, pilgrimage, umrah, zakât, zakât and zakât. The sincerity and loyalty of a Muslim is manifested through his spending for charitable good causes. You should be able to spend in the way of Allah some of your earnings that you hat to sweat to get it. You will keep thirty-nine portions and spend only one portion. Still, a great majority of your earnings will remain with you, but you should not forget about the poor, the weak, and those who are oppressed.
You must take a stand against the oppressors, but on the side of the oppressed and of the poor. You must love the poor and the deprived and visit them. You must share their feelings, shed tears with them, and be their helper. You must support them, feed them, pay the school expenses of their children, and do other things to help them.
Islam is not mere talk. While you live here in comfort and affluence and sometimes suffer from over-eating, there are people in other places who do not have any water to drink. There are various parts of the world that has no rain. People live in such deserts. Think about them.
The civilization has already found solutions to the scarcity of water. Deep wells are drilled and ground water is pumped up. If they want, they can establish cities in the middle of the desert. In other words, money solves such problems. We see in Australia that they establish cities anywhere they want. There is intense heat, yet they use air-conditioners to cool the buildings. They bring water for people and for irrigation. If they see that it is beneficial, they do not mind spending money on such services. Money works wonders. That means paying zakât is very important.
Spending money in the way of Allah is important. We do not "worship" money; we know that it is a tool to do good deeds. We must spend it in the way of Allah to earn a good life in the hereafter.
In addition to doing the ibadah, staying away from misdeeds is very important for all of us. Unfortunately all of the offenses and sins are very attractive for a person. The worldly pleasure in them allures the nafs, and then the person commits the sin. The person drinks alcohol uses other intoxicants, steals something and says, "I could not resist!"
The person gambles with a strong ambition of winning and loses all he has. Then he starts thinking about what he is going to take home to feed his family. The consequences of all of these offenses are well known; that is why Islam prohibits them. Drinking and gambling are not permitted in Islam. Any substance that alters the mind and intoxicates the uses, be it in a liquid, solid or smoke form, is prohibited.
Staying away from sinful deeds is very important. To be a good and virtuous person, we must avoid all kinds of offenses.
The third principle is improving the manners. Code of conduct (akhlâq) is a social phenomenon. Although a person has some responsibilities towards himself, the code of conduct regulates the person's interactions with other individuals. The conduct of a person, his manners, can be classified into two groups: Good manners and bad manners. The good manners must dominate in a person.
We must study books and learn what the good manners and characters are. We must practice them, teach our children. We must abandon the bad manners and help our children abandon them as well. We must try with all our might to improve our character, manners, and conduct in a continuous way.
All things need maintenance. Your car needs fuel, water, and oil. If it is not cared regularly, it does not work properly. Your house needs maintenance. Its roof, windows, chimneys, plumbing and other parts need regular care. If the maintenance is neglected, it leaks or drips. You may have to call a repairman to fix it.
People need continuous care, too. A person’s faith (iman) can become shaky and loose because of the offenses he commits. He has to renew his faith. We must seek forgiveness one-hundred times a day saying "Astaghfirullah" and renew our faith one-hundred times saying "Lâ ilâha il-lallah." We must do dhikr saying, "Allah, Allah, Allah, ..." many many times. We must recite prayers (salât-u-selâm) on Prophet Muhammad, and recite Qur'an in plenty. If a person does not know how to read Qur'an, he can recite Suratul Ikhlâs (Qul huwallalahu ahad...) one hundred times a day, for one recital of this surah is as rewarding as the recital of one third of the entire Qur'an. These are the recommendations of our teachers, perfect guides and shaikhs that are based on the Qur'an and the Ahadith of the Prophet Muhammad.
We shall do all of these to prepare ourselves for the life in the hereafter because the Prophet said that the goodness in the hereafter is the most important.
b. The Battle of The Ditch
In the second part of the hadith, the Prophet said: (Faghfir lil-ansàri wal muhâjirah) "Have mercy and help both the Ansar and the Muhâjirîn." This is a very poetic statement, a prayer:
Allàhumma lâ khayra illâ khayrul-âkhirah, Faghfir lil-ansàri wal muhâjirah
Here the Ansar are the residents of Madina who helped the Prophet and Muslims who immigrated to Madina. They welcomed them, supported them, and provided an environment for Islam to grow and get stronger against its enemies. Those who immigrated to Madina are called the Muhâjirîn. They were subject to oppression and mistreatment in Mecca, so they emigrated to the safe city Madina. Muhâjir is the singular form meaning "immigrant." The plural form (jam-i mudhakkar-i sâlim) of Muhâjir is Muhâjirîn. Here the Prophet uses another plural form: Muhâjirah--with a round "T" in the end of the word. The Prophet asked maghfirah for both the Ansar and the Muhâjirîn.
This is an authentic hadith. It is included in Bukharî, Muslim, Abû Dâwud, Tirmidhî and Nasaî. It was narrated by Anas RA. It was uttered during the preparations for the Battle of the Ditch.
During those days Muslims in Madina were in a rush because the Quraish was coming to Madina with a large army to destroy the city. They were defeated in the Battle of Badr, yet this time they mustered support from neighboring tribes and formed a strong army. They wanted to wipe out Muslims and Islam from the face of the earth. Muslims were fewer in number and weaker in supplies. They had to do something not to be defeated.
Salman-ul-Farisî RA said: "In Iran, we used to dig a ditch around a town when we defended it. Let us dig a ditch around Madina."
I must describe the geographical position of Madina. It is located in a valley, yet it is encircled with volcanic rocks. These rocks resemble the scoria left when the coal is burned. Imagine large pieces of scoria piled up to the knees and firmly attached to the ground and to one another. These are called "harra," and there are names such as Harra-i Sharqiyya and Harra-i Gharbiyya.
You may wonder how these rocks are formed. In my opinion, petroleum flooded the ground and sands, and then a fire broke out. The fire generated intense heat that melted the sand. The remains of the oil, sand and soil formed the scoria. These rocks have very sharp points that make it impossible to walk on them because these sharp points could cut the feet. It is hard to find a spot to step on. These rocks do not let any camel, horse or human being pass them. Madina is encircled with such rocks.
In our era, men have built powerful machines graders, bulldozers, excavators and alike. When they dig the ground with these machines, they find fine sand underneath these rocks. That means these rocks do not have roots. I conclude that as a result of some seismic activity, the petroleum, heavy oil, surfaced through the cracks of the land and flooded the soil and sand. Then it was burnt. The residues formed the scoria. Since it was spread over the soil and sand, one can find sand about one meter below the surface. I noticed this at many locations and I showed it to my friends.
I read in Islamic history books about a fire. When I read it first, it sounded like an epic, a fairy-tale. Later on I realized how it could be. The books give a date and state, "A giant fire broke out near Hijaz and continuously burned for a week or two. People were afraid that it was the end of the world. They all prayed." These are all recorded.
As you know, one of the signs of the end of this world and the Day or Resurrection is that a giant fire will brake out and push people away. Because of this, people in Hijaz taught that the Day of Resurrection was near. It was such an intense fire.
I believe that the rocks around Madina are the results of such a fire. These rocks provide a natural shield for the city. No soldiers would dare to go over these rocks. If they attempted, they would be eliminated in no time. There is passageway, though. Today, the Seven Masajid are located in the beginning of this passage. If they had dug a ditch on the passageway, the passage would have been blocked. There would be no easy way for the enemy to penetrate into the city. The Harra rocks would not let anybody pass. The mountains would be difficult for the enemy because it is hard work and they could be pushed back easily. They decided to dig a ditch on the passageway.
There are many ahadith about digging the ditch, which are full of lessons. Please open your books and read about the Battle of the Ditch today or tomorrow. Asim Koksal Khodjaefendi--may Allah bless and reward with Paradise--was a great scholar and Sufi. He wrote a book titled History of Islam. It was printed many times. You must have it in your library. Open it up and read about the Battle of the Ditch.
One of the interesting events in the Battle of the Ditch is the following: While the Prophet and his companions were digging the ground, they found large rocks that were impossible to break with the tools they had. The Prophet got the tool--it could be a pick [or a sledge hammer]-- and pounded on the rock. A spark came out of the rock. He pounded once more. Another spark came out. He pounded for the third time, and another spark came out. He said: "With this spark, I saw that the Sâsânîd Empire, Zoroastrian State, Byzantine Empire, Byzantine lands, the eastern parts, the western parts and the northern parts of Byzantine were conquered by Muslims."
Upon this statement, some disbelievers said, "Look at him! Soon they will be destroyed totally. When the Quraish army arrives in, these will be slaughtered. Still their leader--they meant the Prophet--claims that they will gain victories over major states in the world. It is ridiculous."
We now know that it was not ridiculous. It was a prophecy, a promise of Almighty Allah. It was one of thousands of proofs of the prophethood to make this statement at a time that people's hopes had diminished and that it had become a matter of life and death for the infant Muslim nation.
At that time, the companions had a very difficult time. Hunger, intense heat, tiredness are to name a few. It was not easy to dig the ditch. During that time the Prophet prayed: "The goodness is only in the hereafter. The life in this world is full of hardship, struggle, worries, and dangers. But our main concern is the hereafter. My Lord, have mercy on the Ansar and Muhajirah, and forgive them their mistakes."
Verily, every human being could have some shortcomings and mistakes. The Prophet asked for forgiveness and help for all.
As you know, the Army of the Quraish could not enter Madina because the ditch was impossible to pass. Muslims successfully defended the city, and the Army of the Quraish had to turn back in misery. There was also a sand storm to add to their misery.
This prayer is uttered at that time, yet it has a lesson for us. We learn that the goodness is in the hereafter, and we must work with all our might to earn a good life in the hereafter. We also lean that there may be hardship in this life. The most beloved servants of Allah, the Prophet and his companions, had so much hardship in their lifes. Who are we? Who am I? Who are you? We live in the 20th and 21st century. We came to this world hundreds of years after them. [We live in comfort and abundance.] No doubt, almighty Allah will reward them with the greatest rewards.
We may have to face difficulties, too. These are tests from Allah. Almighty Allah tests us with difficulties to reveal how sincere and strong our faith is. He expects us to hold onto our faith and to live as good Muslims. Thus hardship and difficulties keep keep coming to Muslims. We must be patient to receive the rewards.
Almighty Allah provides victory, happiness and salvation as a result of the patience and perseverance. This is obvious in the history of Islam, the early period of Muslims, latter periods and in their becoming a major force to dominate the world. Yes, whenever people helped Allah, i.e., whenever they helped the religion of Allah... Almighty Allah does not need any help, yet by His grace, he puts it in these words:
(In tansurullàha yansurkum wa yusabbit aqdâmakum) "If you help Allah, Allah helps you in turn." (Muhammad: 7) In fact, Allah does not need any help. It is jest for His servants. It means, "If you help the religion of Allah, you will attain rewards."
Allah's religion needs help in this world. Allah does not need any help, but Muslims do. They need monetary help, economic help, military help, and political support. They need schools and education. They need everything. That is why we all have to work.
I was in Lion, France some time ago. I was told that there were two French doctors who embraced Islam. I wanted to meet them. They said, they were not there. I asked them where they were. I was told that this couple, husband and wife, take a month of leave every year and go to Afghanistan to do voluntary work. Before they leave they would got to pharmaceutical plants to collect medicine and medical supplies. They would help the mujahids who had gotten wounded while fighting with the Russians. I wonder how many brothers in Turkey did a similar work. It is the manifestation of sincerity.
c. The Prayer of the Prophet for Hadrat Ali
Here is the second hadith for today's discourse. Our beloved Prophet SAS said:
RE. 186/1(Allàhumma a'inhu wa a'in bihî, warhamhu warham bihî, wansurhu wansur bihî. Allàhumma wâli men wâlâhu, wa àdi men àdâhu, ya'nî 'aliyyan.)
This hadith was narrated by Ibn-i Abbas and included in the collections of Tabarânî. The Prophet said: (Allàhumma) "O my Allah, my Lord! (a'inhu) Help him (wa a'in bihî) and provide help with him." That is, "Help him and help Muslims and Islam through him." (Warhamhu) "Treat him with Your mercy (warham bihî) and have mercy on Muslims through him. (Wansurhu) Support him and (wansur bihî) and through him support Islam and Muslims."
(Allàhumma wâli men wâlâhu) "Love those who love him, (wa àdi men àdâhu) show enmity for those who show enmity for him." The Prophet prayed for Hadrat Ali karramallahu wajha,
As you know, Hadrat Ali is the son of Abû Tàlib who is one of the uncles of the Prophet. He is a nephew of the Prophet. Since Abû Tàlib had many children and he had trouble caring for them, the relatives decided to help him by raising the young ones. Consequently, our beloved Prophet took Hadrat Ali while he was a child and raised him as his son. It is a great honor to be raised by the Prophet.
Hadrat Ali was also the first Muslim child. Among the woman, who accepted Islam first was Hadrat Khadîja. Among the men, who accepted Islam first was Hadrat Abu Bakr As-Siddiq. May Allah be pleased with them all. Hadrat Ali is one of the first Muslims. He was raised by the Prophet These all are very honorable things.
Then, the Prophet married Hadrat Ali with Hadrat Fatima and made him his son-in-law. Hadrat Fatima is the best of women who enter paradise. She is the blessed daughter of the blessed Prophet; she is also the mother of believers. She is Fatimat-uz-Zahrâ RA. This made Hadrat Ali closer to the Prophet.
There are also other incidents that added honor to Hadrat Ali's honor. Once the Prophet was leaving for an expedition. He left Hadrat Ali in charge in Madina. Hadrat Ali was a brave man, and he wanted to participate in the expedition. He said, "O Prophet of Allah, are you leaving me with the women and children? I would like to participate in the battle." He was courageous, brave, and strong. He was the "Lion of Allah."
The Prophet said, "Don't you want to be like Aaron helping Moses?"
When Prophet Moses AS was leaving to go to Mount Tur [Sinai], he left his brother Aaron AS to be in charge of his people. Our beloved Prophet made an analogy: "While I take off for an expedition, I leave you here in charge just like Prophet Moses AS left his Brother Aaron AS in charge." He also added to make sure that people might not draw a conclusion that Hadrat Ali was a prophet: "There is no Prophet after me; However, you are my helper just like Aaron AS helped Moses AS."
This is also a great honor for Hadrat Ali. How nice it is! We must draw a lesson here, though: Nobody should claim prophethood and destroy his life in the hereafter. There is no prophet after our beloved Prophet SAS. He is the prophet of the àkhir zaman, i.e., the time till the end of this life. He is the last of the prophets (khàtemur-rusul, khàtemun-nabiyyîn).
We here that some people have such claims these days. They must be insane. They may need psychiatric treatment. When a person sees something extraordinary, he thinks he is elevated spiritually to the level of prophets. It is not like that at all. Yunus Emre stated this nicely:
"Er yarin Hak divâninda belli olur! --The real man will be revealed in the court of Allah."
It does not matter how much you brag about yourself or how above you consider yourself over others. Tomorrow, we all will be gathered in the court of Allah. We shall see how He will treat everybody. Will He reward you or punish you? Will He grant you His mercy, blessing and favor or be angry at you? That is what it counts. What you say about yourself in this world does not count.
I would like to mention another virtue of Hadrat Ali. In Madina Al-Munawwara, the Prophet did something amazing and full of lessons for us. He matched a Muslim among the Ansar of Madina for each Muhajir of Makka and declared them brothers. Muslims who were present there all got paired and held hands. It turned out that their number was odd, so there were no Ansar to match Hadrat Ali. He felt sad and speechless. Our beloved Prophet turned to him and said: "You be my brother." Thus Hadrat Ali became a spiritual brother of the Prophet, which is a great virtue.
Those who love Hadrat Ali have good reasons as I pointed out. Yet we must follow his path. We must lead a life just like Hadrat Ali if we claim to love him. We must be equipped with prayers, supplications, the Qur'an, and a strong faith, and we must be mujahid in the path of Allah to deserve His consent.
There was another incident that shows the virtue of Hadrat Ali. The Muslim army had reached Khaybar. They were going to attack the fortress. The army needed a commander to organize the attacks. The Prophet said: "Tomorrow, I will appoint a commander for the army, and give him the flag. The commander will be a person that he loves Allah, and Allah loves him, too."
Allahu Akbar! Look at the beauty of these words! The Prophet will appoint a commander who loves Allah and Allah loves him! He will appoint a brave person who is also a sincere believer.
It was a restless and long night for some Muslims because they wished to receive the flag. Hadrat Omar ibn-i Khattab RA said later, "I had never wished anything this much before. I wished to be appointed as the commander of the army to attain the commendation of the Prophet."
In the morning, the Prophet looked at the crowd. He skimmed the crowd from one end to the other. Everybody tried to be more visible by keeping his head up. The prophet kept searching with his eyes. He was not going to appoint an ordinary man to be the commander of army; it had to be a special person. It had to be with a divine sign. The Prophet asked: "Where is Ali?"
They said, "He is in his tent. His eye aches. He does not feel good."
"Call him!" said the Prophet.
Hadrat Ali arrived in pain. The Prophet looked at his eye, and touched it. The pain ceased, and Hadrat Ali felt better. The Prophet gave the flag to Hadrat Ali.
We conclude from this incident that Hadrat Ali loved Allah very much and was ready to give his life in the way of Allah. Allah loved him, too.
Hadrat Ali is also among the "Ashara-i Mubash-sharah." The Prophet told ten people while they were alive that they will enter Paradise. They were very special people who would not be spoiled with such a good news. They are known as (al-asharatul mubash-sharatu bil-jannah) "The ten people who were given the good news of entering Paradise." It is abbreviated in a Farisi compound with Arabic words: "Ashara-i Mubash-sharah." Hadrat Ali is among these ten people, so there is no doubt that he will enter Paradise. He was also martyred; that is another indication of entering Paradise. He is like a glittering gem in all aspects. May Allah make him our intercessor on the Day of Judgment. May He keep us on the path of Hadrat Ali. May He make those who love him look like him. May He save us from deviating from the path of Islam and the Qur'an while claiming to love him.
I say these because we see that some people claim to love Hadrat Ali, yet they contradict Islam and the Qur'an. They lead a life in contradiction to the life of the Prophet. I had many talks with them and expressed the matter in my essays. "I am also a descendant of Hadrat Ali; I consider myself the grandchild of the Prophet. Your path is wrong. Turn to the Qur'an. Start offering your salat. Abandon the haram and wine!" I keep telling them, and they know me well.
May Almighty Allah bring us to the line and path that He loves. May He save us from leading a life in contradiction to His consent.
I truly enjoyed reading this hadith. May Almighty Allah make Hadrat Ali our intercessor in the hereafter.
d. Loving Hadrat Hassan and Hadrat Hussain
The next hadith on the same page is, too, like hand-picked. I must say that I have no intention to seek the favor or votes of a group of people. The host of the house opened the page in the book. The Prophet said:
RE. 186/2 (Allàhumma innî uhibbuhumâ fa-ahibbahumâ, wa abghid men abghadahumâ, ya'nil-hasana wal-husayn.)
This hadith was narrated by Abû Hurayra RA and included in the collection of Tabarânî. It is on the 186th page of the hadith book Râmûz-al Ahadith.
(Allàhumma) "Oh my Allah, my Lord, (innî uhibbuhumâ) verily I love these two. (Fa-ahibbahumâ) You love these two, too. (Wa abghid men abghadahumâ) Have anger towards those who have anger towards these two.
It is a great blessing and honor to receive the love of the Prophet and his prayers. The Prophet asked Almighty Allah to love them and to get angry at those who gets angry at them. Allahu akbar!
Who are they? (Ya'nil-hasana wal-husayn.) They are Hadrat Hassan and Hadrat Hussain, the grandchildren of the Prophet who were born to Hadrat Fatima and Hadrat Ali. Our beloved Prophet prayed for them.
I believe I did not complete the second hadith: (Allàhumma wâli men wâlâhu) "O Allah! Love those who love him [Hadrat Ali], (wa àdi men àdâhu) show enmity for those who show enmity for him." The Prophet offered many supplications in favor of Hadrat Ali RA.
The third hadith is about the grandchildren of the Prophet, Hadrat Hasan and Hadrat Husssain RA. He said, "My Lord, I love these two." Of course, they were his grandchildren. He had so much love for them. He had so much love for his daughter Hadrat Fatima RA. When she arrived, he would get up and kiss her forehead. She will be among the honorable ladies in Paradise. "I love these two, and you love them, too," said the Prophet.
The grandchildren of the Prophet, Hadrat Hassan and Hadrat Hussain, deserved the supplications of the Prophet. They both were martyred. One was poisoned, the other one martyred with his family members in Karbala. The way they died is an indication that they will enter Paradise. (Wa abghid men abghadahumâ) "Have anger towards those who have anger towards these two," said the Prophet.
May Almighty Allah give us the opportunity to study the History of Islam, so we have a better understanding of the companions of the Prophet. May Allah instill in our hearts love for all of the companions especially Hadrat Ali, Hadrat Hassan and Hadrat Hussain. May He grant us their intercession in the hereafter. May He honor us with His Beauty in His Paradise and place us in their ranks.
Hadrat Fatima, the mother of the believers, is the queen of the ladies in Paradise. Hadrat Hasan and Hussain are the leaders of the youth in Paradise. O Allah! Make us meet Hadrat Ali, the rightly guided caliphs, the Ashara-i Mubash-shara, and your close friends Awliyaullah in Paradise. Make us meet Abû Bakr-i Siddîq, Omarul Fâruq, Othmân-i Zinnûrayn, Aliyy-i Murtazâ and other blessed elderly in Paradise.
(Bilutfika wa karamika) With your favor and grace (wa bihurmati ismikal a'zam wa a-azzul akram) with the respects for your great name and exalted generosity, (wa innaka ujîbud-da-awât) verily you respond to prayers (wa qàdil hâjât) and judge the needs of mankind, (wa akramul akramîn) and you are the most generous of the generous ones (wa arhamur-râhimîn) and the most merciful of the merciful ones. Let us recite the surah Fatiha.
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